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Subject:  Re: Talk me out of a Financial Advisor Date:  6/5/2013  7:21 PM
Author:  MurrayS Number:  72461 of 81349

Everything I've read says that the bond market is unfriendly to small traders---typical minimum lot sizes 10+ bonds, and spreads are very wide. For bonds, I think funds or ETFs is the best way for a small investor.

Exactly. By giving an FA only 10% of your portfolio, you're eliminating the option of buying individual bonds.

That's just an example of why giving an FA 10% of your portfolio may not be in your best interest.

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