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Personal Finances / Credit Cards and Consumer Debt
|Subject: Re: Ugh! Reaction to CC balance||Date: 6/10/2013 2:33 PM|
|Author: cabinsmama||Number: 307068 of 311495|
Differently...I would have culled through all the household items and products to see what we really, really had, before buying duplicates. We did end up shopping our basement for stuff we could use, but not thoroughly enough. I gave up too easily when I was juggling too many tasks at once and it was just easier to buy new. If I had better organization of what I'd stored where, I wouldn't have needed to buy new linens and bedspread, for example. Too much stuff stored in containers not clearly marked and no master list.
I would have suggested DH get his new duds from a chain rather than a family-owned hometown men's clothing store. It had a great reputation...but I suspect any deals or extras are for long-time clientele. I thought he'd get a better fit, etc. there but the service wasn't anything special and they did a horrible job of hemming his pants (2 inches too short). So much for supporting our local businesses.
He probably could've gotten by with carrying over 2 weeks' vacation instead of 3, but that wasn't my call.
If he'd been more aggressive with his 401k, we would have owed less taxes, so he's making some changes there.
Some things (medical, dental expenses,) we couldn't have done much about, and we did use consignment stores as much as we could (and we did use a lot of stuff we already had) but it could have been trimmed if we'd gotten into better habits about knowing what we had and where it was a long time ago.
And we ate out much more than usual, from being around exciting new places and being tired. There's a huge novelty factor here that I'm trying to keep a close eye on. Now that the dust is settling I'm cooking a lot more, so that helps.
And I'm spending my weekends at our old place going through stuff, donating a lot, making notes about what is where.
I'm not complaining at all, I'll just be really, really glad to see it paid down again.
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