The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing

URL:  http://boards.fool.com/one-more-scenario-5-jan-1973-to-jan-1993-20-30770626.aspx

Subject:  Re: Hi gang... wow!!! Date:  7/11/2013  9:20 AM
Author:  Rayvt Number:  72549 of 75777

One more.
Scenario 5: Jan 1973 to Jan 1993 (20 years growth after a one-time $100,000 deposit, no monthly deposits or withdrawals), then 20 years of withdrawals of $1,500/mo (Jan 1993 to Jan 2013).
Accnt	Final Value		Lowest	Lowest in W/D phase
B&H w/div $3,309,640 $57,321 $833,301
IUL (loan) $116,083 $98,229 $107,363
IUL (withdraw) $196,635 $98,229 $195,211
# IUL best 81 mo (17%)
# S&P best 399 mo (83%)
TTL withdrawn -$360,000


Scenario 6: Same as #5, but withdrawal increasing by 2% a year for inflation.
Accnt	Final Value		Lowest	Lowest in W/D phase
B&H w/div $3,199,080 $57,321 $833,301
IUL (loan) -$755* -$3,222* $0
IUL (withdraw) $90,613 $91,930 $90,613
# IUL best 81 mo (17%)
# S&P best 399 mo (83%)
TTL withdrawn -$437,353


(*) Loan balance reaches 90% of account balance on July 2009, and 100% in May 2012.
Copyright 1996-2014 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us