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Subject:  Credit report lawsuit Date:  7/31/2013  8:16 PM
Author:  Windowseat Number:  307125 of 309665

Four years ago a woman in Oregon was denied credit due to her credit report, and when she pulled her reports she discovered that another woman with the same name had gotten tangled up with her report. SS#, address, and other information made it easy to see what happened.

She informed all three credit agencies. Trans-Union and Experian promptly cleaned up her report. Equifax didn't.

She kept trying, several different times over the next few years. Experian retained the bad information, which made it impossible for her to get loans. Finally, angry and frustrated, she filed suit. A jury found in her favor, and awarded compensatory damages of $180,000. They also gave her $18,000,000 in punitive damages. (Compensatory is what the other party actually cost you, punitive damages are an attempt to punish the company for its behavior).