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Subject:  Re: Fine-Tuning your Retirement Asset Allocation Date:  8/2/2013  2:13 PM
Author:  intercst Number:  72721 of 81367

ptheland writes,

I also couldn't tell with a quick look if the S&P 500 data they quote includes dividends. Those make a significant difference over time.

Merriman's S&P 500 annual returns do include reinvested dividends.

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