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URL:  http://boards.fool.com/actually-it-will-probably-be-a-three-part-30829288.aspx

Subject:  Re: ROTH 401K to ROTH IRA Date:  8/16/2013  3:25 PM
Author:  TMFPMarti Number:  119020 of 121482

Actually, it will probably be a three part rollover.

1.) After tax contributions to a ROTH IRA
(This was done when my husband's 401K was rolled over.
It was a separate Rollover from the pre-tax amount.)


Uh, no, you can't do that. Non-Roth contributions roll into a traditional IRA if they roll anywhere. You might want to look into correcting this since it's a 6% excess contribution penalty if the IRS catches on.

Here's an excellent discussion on the topic:

http://fairmark.com/retirement/roth-accounts/roth-conversion...

Phil
Rule Your Retirement Home Fool
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