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URL:  http://boards.fool.com/federal-retirees-medicare-30860825.aspx

Subject:  Federal Retirees & Medicare Date:  9/7/2013  6:52 PM
Author:  TMFPMarti Number:  18608 of 19483

This is a long shot. I turn 65 this year and need to decide whether or not to take Medicare Part B. Are there any retired Feds here who have done this analysis? If it's worth anything I currently have BCBS Basic. If I understand the brochure if I take Part B and keep the BCBS the latter will pay all the Medicare deductibles and co-pays. So it seems like my necessary comparison is between the Part B premium and my anticipated BCBS co-pays. (This option has no deductible but a co-pay every time you scratch your nose.) But that seems almost too straightforward.

For non-Feds, unless in retirement you stay in the same pool and pay the same rates as active employees (for life), you wouldn't understand.

Phil
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