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Subject:  Re: Optimal level of annuity purchase may b nega Date:  9/8/2013  2:25 PM
Author:  intercst Number:  72769 of 81362

BruceCM writes,

What insurers really offer that has value is disciplined investing and cash flow management. ...and these are valuable to many.

Debatable -- and insurers' high fees and costs really put a crimp in the cash flow.

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