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Subject:  Re: Optimal level of annuity purchase may b nega Date:  9/8/2013  2:42 PM
Author:  thebobdog Number:  72770 of 88051

What insurers really offer that has value is disciplined investing and cash flow management. ...and these are valuable to many.

Debatable -- and insurers' high fees and costs really put a crimp in the cash flow.

What insurers offer are guarantees.

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