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Subject:  Re: Optimal level of annuity purchase may b nega Date:  9/9/2013  9:46 AM
Author:  Hawkwin Number:  72772 of 78168

[intercst:"How do you short an annuity?"

Buy the stock of the insurance companies that issue the most of them?

t. ]

Per the paper, buy life insurance. Never thought of it that way but it does make sense. From the paper:

Of course, a short position appears to be contrary to conventional wisdom and practice. On one hand,
younger households do hold substantial amounts of life insurance. On the other hand, only about 17%
of individuals between ages 18 and 24 hold individual life insurance policies, increasing to about 26%
between ages 25 and 34 (LIMRA, 2011).27 Moreover, the apparent primary motivation for buying life
insurance is to protect dependents rather th