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Subject:  Re: Hate Form 8606 Calculations Date:  9/15/2013  2:52 PM
Author:  BruceCM Number:  72860 of 78166


After tax contributions to one's TIRA made perfect sense in the years before the Roth (1998 I believe), when one's AGI was too high to the contribution to be deductible. Wife and I did this for many years, as typically I hold the tax inefficient securities (bonds, REITs, utilities) in our tax deferred accounts and growth-oriented securities in taxable accounts.

Yes, TIRA withdrawals are proportioned between pre and post taxed account v