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Subject:  Re: Hi gang... wow!!! Date:  9/18/2013  7:29 PM
Author:  aj485 Number:  73051 of 88058

That's because, so far, the S&P has been overfunded relative to drawdown risk reserves. Balance it out to an apples-to-apples comparison, and you'll see different results.

But... you're smart. You already know this, and that's why you refuse to balance it out.

Well, maybe you could make your own actual spreadsheet (instead of a PDF) that would show this, instead of continuing to just tell Ray he is wrong. Obviously, you're not explaining well enough what you want him to do, and it's your viewpoint that you're trying to get across, anyway.

Look, you're a smart guy. You should know by now that a PDF of a spreadsheet without calculations or formulas isn't going to sell this crowd. You have Ray's spreadsheet as a starting point. Fix it to say what you want it to say.

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