The Motley Fool Discussion Boards
Personal Finances / Credit Cards and Consumer Debt
|Subject: Re: Mortgage transfer question||Date: 9/19/2013 12:29 PM|
|Author: aj485||Number: 307247 of 308782|
Then, today, I get in the mail a statement from Servicer 1 for the October statement!
The October statement (showing activity relating to the October payment)? Or the September statement (showing activity related to the September payment) with a payment coupon requesting the payment due October 1?
I'm guessing it's the latter. If that's the case, it was probably triggered because you made the September payment to the old servicer, rather than the new servicer, and the old servicer had to send you a statement to acknowledge that they received the payment. Unfortunately, they don't seem to have a way to send that statement without including a coupon requesting the next month's payment.
So, do I just ignore this paper statement I received or do I need to do more?
Assuming that the statement properly credits you with the September payemnt, the new servicer properly shows that your September payment was made, and the principal balance shown by the new servicer is in agreement with what you expect it to be by having the September payment credited, you can ignore the paper statement.
If you want to be 'belt and suspenders' about it - you can call the old servicer and confirm that they really don't want a payment.
|Copyright 1996-2014 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us|