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URL:  http://boards.fool.com/do-we-really-need-financial-advisers-mostly-it-is-30893694.aspx

Subject:  Re: Bad Investment Advice from Dave Ramsey Date:  9/29/2013  1:41 PM
Author:  joelxwil Number:  73368 of 75335

Do we really need financial advisers? Mostly it is simple math. Also a good charting and comparison program can help you find the winning mutual funds, and give you a fairly clear indication when it is time to sell or switch funds.

Of course, some people have a mental block when it comes time to take charge of their financial matters. I have watched otherwise intelligent people just draw a blank when it comes to their finances. I fear they would be putty in the hands of a bad financial adviser.
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