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URL:  http://boards.fool.com/i-always-took-the-4-rule-as-4-of-portfolio-that-30908462.aspx

Subject:  Re: Retirement Needs Formula? Date:  10/6/2013  12:20 AM
Author:  sykesix Number:  73452 of 75598

I always took the 4% rule as 4% of portfolio that year. Rinse, wash, repeat, always taking just 4%. Some years more, some years less.

Hundred ways to skin a cat.


You can do it like that, but you have to deal with big changes in spending ability. For example, if the stock market drops 40%, your lifestyle next year will change dramatically.
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