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URL:  http://boards.fool.com/patzer-you-wrote-i-dont-know-how-it-plays-out-30938841.aspx

Subject:  Re: Emergency Fund Date:  10/23/2013  8:11 PM
Author:  joelcorley Number:  307391 of 310470

Patzer,

You wrote, I don't know how it plays out in government, but here's how it played out in private industry for me:

Dateline 2009. Existing policy allowed employees to carry over 20% of their PTO days to next year. Because PTO is used for sick time as well as vacation, prudent employees made it a practice to bank the maximum t