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Subject:  Re: Tax-loss harvesting for a 0.35% annual fee? Date:  10/29/2013  4:02 PM
Author:  ptheland Number:  73668 of 78168

Really? I thought tax-loss harvesting was the kind of run-of-the-mill blocking and tackling that any competent investor does.

Perhaps I see the issue differently as a working tax professional.

From my point of view, tax loss harvesting simply cannot stand by itself. Instead, considerations of selling an investment to recognize a loss is part of your overall annual tax planning.

You can't just look at an investment portfolio and decide if selling for a loss is a good idea or not without looking at the entire tax picture - other sources of income and deduction, projections into the next year and sometimes the next few years, the capital gains and losses which have already been recognized for the year.