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|Subject: Re: The ACA, a chart||Date: 11/1/2013 11:37 AM|
|Author: WendyBG||Number: 1908247 of 2007339|
Easy for you to shrug off the ones who lose their choice of a "substandard" plan and are forced to buy a more expensive one.
Why should I have to pay for pediatric dental care and pregnancy/ childbirth converage? Why shouldn't I be allowed to take the risk of higher deductibles to reduce my per-month cost?
DH and I are in the "small category" of people whose health insurance costs will rise under the ACA. We are both healthy and have had catastrophic plans for many years. Under the ACA, our health insurance is going uu 45%! We will be forced to pay $1100 per month! That is as much as a mortgage would be!
In WA State, one which is being held up as a success, the vast majority of ACA signups are Medicaid. TPTB seem to be surprised that few paying customers are signing up. Too bad that the Medicaid subscribers will be a drain on the system. Why aren't the rich buyers of private health insurance signing up?
DUH! How many families can afford an extra mortgage? How many families can suddenly cough up hundreds of dollars extra per month for any expenditure at all, let alone one they might not need (health insurance)?
There will be a nasty unintended consequence. By removing the choice of lower-cost "substandard" catastrophic policies, families may be forced to drop health insurance altogether even if they have to pay a penalty.
The U.S. needs a single-payer system. Barring that, the U.S. needs complete market freedom for the insurance industry to create a wide variety of policies.
Obamacare appears to be the worst of all worlds by pandering to the insurance companies and forcing everyone into the same government-mandated mold.
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