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URL:  http://boards.fool.com/lteverybody-needs-health-insurance-if-you-do-30952886.aspx

Subject:  Re: The ACA, a chart Date:  11/1/2013  2:23 PM
Author:  WendyBG Number:  1908324 of 1963476

<Everybody needs health insurance. If you do not have it, or are under-insured, you are merely free-riding and laying off your risk on the rest of society. >

No, DH and I would pay out-of-pocket.

The most logical system would be either:

1. China. If you don't have the cash, you don't get care. (Insurance could negotiate rates and/ or provide cash.) There are NO laws mandating emergency care, so people are simply sent out of the hospital to die if they can't pay.

2. Europe. Single payer system where there is no insurance industry to increase costs and milk profits.

The U.S. system manages to provide the worst of all systems. The free-riders take advantage of laws that force hospitals to care for those who can't pay -- in our area, 1/3 of all care.

Wendy
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