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Subject:  Re: I Took A Pension Distribution... Date:  11/15/2013  12:14 PM
Author:  Gueuze Number:  119520 of 127753

Last year I rolled over an old previous employer 401K started in about 1980. The first couple of years the contributions were after-tax dollars. In about 1984 the option to contribute with pre-tax dollars became available and I changed over. The after-tax portion was shown separately on my statements.

So when I did the roll-over, the pre-tax portion went into a traditional IRA and the after-tax portion (only the contributions, not the earnings on the after-tax part) went into a Roth IRA.

The question to ask is, did you make after-tax contibutions at some point? If so then go Roth IRA.

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