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Financial Planning / Foolish 401(k)s


Subject:  Re: Convert from Traditional 401k to Roth 401k? Date:  11/23/2013  1:39 PM
Author:  aj485 Number:  25166 of 25789

I am 99% sure I won't be in the 28% tax bracket but am on the edge of 25%.

Whichever bracket you are on the edge of - 15% to 25%; 25% to 28%; 28% to 33%, etc. - the question needs to be - is paying the extra taxes now worth the tax benefit you will get in the future? That basically boils down to - do you think your tax rate in retirement will be higher, lower or the same as it is now? If you think you will be in a higher bracket/rate in retirement, then pa