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URL:  http://boards.fool.com/often-in-a-marriage-one-spouse-has-a-much-lower-31002942.aspx

Subject:  Re: What age to take SS payments? Date:  12/3/2013  9:24 AM
Author:  buzman Number:  73888 of 75792

Often in a marriage one spouse has a much lower benefit due to time out of the workforce to raise children.

Spouses are potentially entitled to three benefits-their own, 50% spousal benefit and survivor benefit.

The survivor benefit is not affected by the age of the surviving spouse starts benefits.

Each situation should be evaluated independently. It's not one size fits all.
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