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Subject:  Re: What age to take SS payments? Date:  12/3/2013  12:42 PM
Author:  spinning Number:  73892 of 88027

Here's another thought on a reason to wait to take SS. One of the risks of retirement is living too long. If you have enough money to delay taking SS, then yes, if you don't live long you lose by delaying SS. But you probably win in that you don't outlive your savings. If you live a long time, then taking SS later gives you more money. Delaying SS is a hedge against the costs of longevity.
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