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Subject:  Re: What age to take SS payments? Date:  12/3/2013  3:03 PM
Author:  Hawkwin Number:  73898 of 88422

retire at 63-1/2 and go on COBRA for 18 months, at which point I'll be eligible for Medicare, and can get a reasonably priced supplement. Assuming that The Marketplace doesn't give a better option than COBRA.

ACA should provide you a much better option than COBRA - assuming you qualify for a subsidy.

I met with a client today that is looking to save over $200 a month when she drops her COBRA in January. She is delaying SS, taking some IRA distributions this year to then use that to generate dividend income (tax free under current tax rules) while she postpones SS.
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