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Subject:  Re: 401k roller, basis, and ROTH Date:  1/4/2014  12:12 PM
Author:  Goofyhoofy Number:  119795 of 127549

In the world of retirement accounts "basis" refers to after-tax contributions. I don't know exactly what "non-taxable employee contributions" means. Does Mrs. G recall making after-tax contributions to this 401(k)? Are there other similar descriptions of parts of the disbursement? If so, what are they, and does it all add up to the total?

Yes, these are after-tax contributions.(She and I were in the same plan. Same employer for a time. That's how we met.) We both had after-tax contributions in the way-back when. These monies have been sitting in a fund of bonds (not a bond fund) which has been paying above market interest until now, but with their long bonds coming due and with the repurchase of newer bonds, the rates have dropped to almost market rates.)

The only numbers (not including pennies) on the page are:

Gross amt: $187,877
Eligible for rollover: $187,877
Direct rollover: $187,877
Non taxable employee contributions: $10,741

There are many other boxes, all with "$0":
Eligible rollover received in cash
Taxable amount on distribution
Federal tax withheld
State tax withheld
Unrealized appreciation on shares
outstanding loan balance
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