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URL:  http://boards.fool.com/guaranteed-ordinary-results-is-not-necessarily-a-31123504.aspx

Subject:  Re: Asset Allocation Date:  2/17/2014  6:24 PM
Author:  zol Number:  74289 of 78166

Guaranteed ordinary results is not necessarily a bad thing. Much better than decidedly poor results.

I think that's what the OP found out the hard way and is now planning