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Subject:  Re: Do you have >$3.4M in your IRA? Date:  2/24/2014  4:12 PM
Author:  wasmick Number:  445408 of 479733

If you look at how the cap is figured (and thus what it would generate) it is based on the current historically low interest rates. Yes today the cap is $3.4 mil, but let interest rates get back to normal, the cap could easily be $1 mil.

I saw how it was figured and the assumptions thereof, where do your calculations put rates in order for it to fall to $40K?

What would that then generate, $40k? Which is what, the average income for the US (at least according to 2012 data).

Middle class enough for you?