The Motley Fool Discussion Boards

Previous Page

Financial Planning / Tax Strategies


Subject:  Re: RMD: Best time to take? Date:  2/25/2014  12:35 PM
Author:  CABob Number:  120216 of 127549

I don't know what is best for you, but I will share what I believe and do. I take the RMD fairly late in the year to allow the tax deferral work for as long a possible. The RMD is taken in a manner to maintain or rebalance to my desired asset allocation. This usually means that I take a proportionate share from all funds.
It seems to me that if you withdraw from the poor performer(s) you are selling low and presumably buying high.

Copyright 1996-2018 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us