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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: FICO = 0 Date:  3/3/2014  2:10 PM
Author:  Windowseat Number:  307982 of 312137

And I have found that I am just he opposite. If there is cash in my wallet it is "free" money I just spend it without thinking. After all it never shows up on a downloaded credit card statement or as a transaction on my bank account that I will have to categorize and reconcile with my budget.

Different people, different thinking, both causing problems. I keep a spending chart that shows everything I spend money on, including cash. It lists all the credit card transactions, but it doesn't show paying the credit cards, because that goes on Quicken to balance my checking account.

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