As many of you may have heard, a number of companies are eliminating their Defined Pension plans and replacing them with Cash Balance accounts. Unfortunately for me, I work for one of those companies and being close to retirement have started really, really looking at retirement income sources.There are Pension Annuities that guarantee an income for life or cash benefit for a beneficiary should you kick the bucket before all the funds are depleted. On average it looks like it is based on a 5% interest rate and a portion of the principle so that when you die there is nothing left - mortality tables.I can not live comfortably on that kind of money but as I said I have been looking around and there are alternatives - if you can stand the risks.There are a number of Closed End Bond Funds, and preferred stocks that pay monthly dividends. Many of the Stocks are REITs - Real Estate Investment Trusts that pay most of their earnings to their stockholders and thus pass off their Tax Liabilities as well. A couple of goodies are GLR_PRA and LTC_PRA (Yahoo quote symbols.) Both are currently paying over 15% per year. The Parent Symbol for news and SEC reports is GLR and LTC. There are also Closed end Bond Funds, GSF and ADF, which pay 13 and 14% respectfully. These two are run by ACM and are both leveraged so there is some risk should interest rates rise significantly.Then there is ZTR and USU. ZTR is a Zwieg fund and pays 10%. USU is a company that enriches Uranium for Power Plants. It is currently paying around 12% but it pays its dividend on a quarterly basis.I am sure there are many more out there similar in nature. If you know of any, drop me a line or Post them here. As for a Muni-fund, I like SXFIX. I dumped it at $9.83 but am waiting for the Greenspan dust to settle before buying back in.