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Author: op456op Three stars, 500 posts Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76384  
Subject: Re: It's Whole Life - not annuities Date: 5/17/2012 12:52 PM
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A couple of things:

Does it seem too good to be true? It probably is. It sounds too gimicky.

For me, a key phrase is: If they make money, they pay a dividend to your plan.

This is almost always a statement made in annuities too. I just don't trust them to overpay themselves or overspend themselves on themselves.

Use Term Life if you feel you need insurance, through a nationally recognized firm. Your money (and return) would be better invested on a mix of index funds/ETF's IMHO, as mentioned Vanguard or Fidelity.
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