A few cautions here.The linked website belongs to someone who wants to sell you something. That doesn't make it bad, but it means grain of salt time. As President Reagan said, trust, but verify.Medicaid is a Fed/State program, and each state sets much of its own rules. What's applicable to Indiana won't necessarily be applicable to Ohio.There are age-based limits on the amount of LTC premiums which are deductible at the Federal level, and then only as a Schedule A medical expense subject to the 10% (up from 7.5%) of AGI exclusion. Information is in IRS Publication 502.State income tax treatment varies.PhilRule Your Retirement Home Fool
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