No. of Recommendations: 1
A few comments.

If you have been successful with your investing so far having more cash to invest does not really change much. Your age and your situation will definite more the constraints.

On average, individuals who manage their own retirement accounts take too little risk. They tend to be more in cash then they should be given where they are relative to retirement, etc. This has been studied a number of times. The issue has to do with risk tolerance and knowledge of investing.

If the numbers make your nervous you need to work on it. As you get older you should continue to have more and more to invest. Hence the numbers will never get smaller if you are on target. Education will do a lot to help. If you can not grow into being more comfortable consider hiring someone to manage the funds.

You have a pretty long time horizon to grow the funds. If you work back from what you would need to retire you might find that what you already half is rather small or behind the curve. That is another way to get comfortable about the numbers.

John
Print the post  

Announcements

The Retire Early Home Page
Discussion on accelerating retirement day.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement