A few threads previous, someone mentioned following through on early retirement plans as a strategy for minimizing parental contributions under FAFSA.I've mentioned early retirement and Fafsa in the same post, but we are most certainly not retiring as a strategy to reduce our family contribution. It's just a perk that results from the lower income.Retirement assets are not counted. If you are married, and the child lives with you, then any non-retirement assets and income you produce will be counted. Retirement as a "strategy" to lower your expected contribution only works if your income goes down.From a recent FAFSA workshop, a question was raised from the audience about what to do in cases of separation or divorce. It was suggested that the parent with fewer assets/income should be the filing parent. There could be something there, but I don't know enough about it.From Googling: http://www.finaid.org/questions/divorce.phtmlRelated to retirement but not your question, I found it interesting that while the existing retirement assets were not counted, ongoing contributions to retirement funds were considered discretionary expenses that you could halt to pay for college.IP
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