A friend of mine lives 5.6 miles from the beach, yet she pays $287 per month for flood insurance. I live the exact same distance from the beach, but my house is (est.) 50 feet higher elevation, so flood insurance isn't required.I'm about 197 miles from the beach. Flood insurance isn't required, but I bought a policy anyway - I pay about $250/year.As with anything else, if one's insurance goes up you can - try and cut your budget to see if you can free up some income, attempt to make more income, or sell. That's life.
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