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DH's sister has been caring for their elderly widower father, has POA, has her name on all his accounts; in fact, his money might by now be all in her name. He is now in a nursing home. Rather than selling his condo, which he won't be returning to, SIL has plans to rent it. In addition, she has plans to buy a house with FIL's cash. She's found a house, made an offer, and the offer's been accepted.

DH & I have reservations about these shenanigans, but as long as FIL is receiving good care (which he is; SIL has been a saint about that), and we're not being asked for money, we really don't want to get involved, because (1) SIL is on the front lines so we don't want to swoop in and dictate, (2) we don't have the whole story, as SIL's communication skills lack clarity, even when DH visits and they're at the same table, (3) SIL is acting on the advice of her lawyer, and (4) we're not expecting an inheritance anyway, so if it all ends up with SIL or the IRS or the nursing home, we don't care.

Well, the latest wrinkle is that SIL intends to put herself and DH on the title to the house she's buying (in Florida, local to her; DH & I are in DC area).

me to DH: "No. I don't want your name on the title."

DH: "Why not?"

me: "Because then you'll be responsible for property taxes and maintenance, and if anyone gets hurt you'll be liable."

DH: "Well, the rent should cover taxes and maintenance. She wants to do this, so maybe I'll say OK and just make sure there's enough insurance."

So, we disagree. SIL's grown children do own rental properties, so she doesn't find it intimidating, but I don't want to be a landlord, and I also don't want to touch with a 10-foot pole a process that, even though it might not meet a legal definition of fraud, doesn't pass the sniff test.

- What are the pros and cons?
- Should I just let DH do what he wants, since it's his family? I'm thinking if he ends up on the wrong side of a lawsuit, as his spouse I'd be affected, so I should look into this.
- Am I over-reacting to something that's really risk-free?

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