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A quick reminder on auto payments/expenses:

If you are 30, assume 25 yrs (age 55) as a RE goal.

If you replace a car every 3 yrs --> 8 vehicles
every 5 yrs --> 5 vehicles
every 12.5 yrs --> 2 vehicles

Best plan? Depends on you. I aim for 10 yrs, hope more more.
But auto payments can be hazardous to your finances.
See Tom and Ray Magliozzi's site
http://cartalk.cars.com/ for humor and practical advice
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