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A related question:

I bought I bonds with an issue date of October 1st. The composite rate at that time was 5.92%. Do I get this for the full 6 months, or the new inflation rate kicks in starting Nov. 1st and reduce the overall rate to 5.42 from Nov. 1st onwards? The savingbond site seems to indicate it that way. If that is so, What will be the composite rate after 5 months into this current 6 month cycle?

Also, is the 'fixed' rate at the time of purchase fixed for the entire life of the bond? I would think so but thought it does not hurt to ask.

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