This is a done deal already but I would like your opinion on it anyway.Ok so hubby was approved for a capital one platinum card with a limit of 200 and an annual fee of 59.We don't plan on using this card at all. Our credit is very messed up and this is the first card we've gotten in about 3 years because of it.If we don't plan on using it and we pay the annual fee, don't want to dispute it because of said bad credit, Will this help our credit??Countess
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