A strategy you can use if you can afford it is to plan your contributioin such that you max out in November. It's nice to have a little extra cash in the paycheck at christmas.The problem with this is you will miss out on the company match for the December pay periods as Cptbutton pointed out. If you make 50k a year and your company matches just 5% you could miss out on a couple hundred bucs of company match for December.
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