Hello, I have just discovered three things: 1.) My well-intentioned husband has been juggling $100,000 of consumer debt that I didn't know we had. He "wanted to protect me from the negative." And now that he cannot keep up and the phone is ringing off the hook, I investigated the paperwork and started opening the mail myself. Voila. 2.) I have deeper reserves of both anger and patience than I ever dreamed possible. 3.) This website.When I confronted him about it all, he asked me to help him fix it. I don't even know where to begin (other than prayer). We don't have anything close to enough income to make all the minimum payments, much less to ever get them paid. And the creditors are already mad, as this has been going on for a long time. I have spent a week just trying to get a snapshot of where we are, and it's one slug to the gut after another. So I have "Rocky" music playing in the background. I am not a quitter. I just need some REALLY good information immediately. TIA for what I know will be a lot of help! BraveMom
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