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Author: cliff666 Big funky green star, 20000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75377  
Subject: Re: Portfolio Allocation for age 35 Date: 2/13/2007 1:36 AM
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About to start with $5000-$6000 Roth IRA account.. I have nothing in retirement funds right now! My age is 35.

Since I obviously want to focus on aggressive "capital growth" strategy in an attempt to "catch up" for lack of saving up for retirement for years, I came up with the following:

Equities: 80%
Fixed Income: 15%
Cash/Cash Equivalents: 5%

At your age, and with a Roth IRA, I wonder if you need CCE and fixed income. CCE should not be in an IRA where it's inaccessible. At your age, I would just use a Vanguard Extended Market Index Fund or something like that. Don't forget to have a cash fund outside the IRA, however.

Don't worry about "catching up". You are miles ahead of most folks.

cliff
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