Absolutely! I intend to do that in person, ASAP. There is a TIAA-CREF office where I am now (in Hawaii), but they don't seem to have any available appointments. (I'll call again, to confirm that.) Otherwise, it'll have to be in March when we're back home.Meantime, I have downloaded a slew of brochures from their website and am reading them, carefully. I have pretty much decided that I will leave a portion of the accumulated funds in a fixed annuity.I also have roughly $900K outside of TIAA-CREF (mostly with Schwab) and half of that sits in cash. So there are larger issues than just the TIAA allocation ones. But the advisor can assist me in that.Many thanks! 1. Hope you're going someplace nice for two months (although Hawaii is my favorite vacation spot). We were there in December. Where do people who live in paradise go? My experience is California, Orlando or Las Vegas.2. You may have two types of TIAA accounts. Parking funds in the optional annuity guarantees 3% and you can withdraw it at any time with no penalty. In the other type it takes balanced withdrawals for [I think] seven years to change your mind. The second usually pays slightly higher interest, but they both actually guarantee the same 3%. Look carefully if you want flexibility.3. You'll get conservative advice from TIAA-CREF. The professional who has a GREAT relationship with my wife gladly deals with both Vanguard and our two different TIAA-CREF accounts and my own style of investing. They have offices all across the country.Enough OT. I'll bow out now. Good luck!BobRYR Home Fool
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