No. of Recommendations: 3
Actually -unless both Mary Smiths bought from the same lender - the same make and model, perhaps even the same VIN number - it's not likely that would happen.

The mistake was likely enough to happen to me. A collector tried to sue me because of someone else who had my name. The name checked out on the credit report--they didn't bother to check the social security number. And no we did not borrow from the same lender or have the same car.

Somehow, my personal information is on this person's credit report. I can't change it. So it could easily happen anywhere anytime again.

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