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Still haven't be able to access 'healthcare.gov'...but have managed to get 2014 marketplace quotes from other online sources.

Historically Arizona premiums were fairly low as compared to other states. But now it looks like premiums are going up big time in 2014. One reason: it looks like the ultra high deductible insurance (7k+) plans are going away. Also there is no lifetime maximum. Aside from these things, it is hard to do apple-to-apple comparisons between current and new policies.

But in any case, the premiums are going to be as much three times what I budgeted for in retirement. Guess I better take Intercst's advice and lower my taxable income so I can get the tax credit :-)
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workwayless writes,

Still haven't be able to access 'healthcare.gov'...but have managed to get 2014 marketplace quotes from other online sources.

Historically Arizona premiums were fairly low as compared to other states. But now it looks like premiums are going up big time in 2014. One reason: it looks like the ultra high deductible insurance (7k+) plans are going away. Also there is no lifetime maximum. Aside from these things, it is hard to do apple-to-apple comparisons between current and new policies.

But in any case, the premiums are going to be as much three times what I budgeted for in retirement. Guess I better take Intercst's advice and lower my taxable income so I can get the tax credit :-)

</snip>


I was able to logon to healthcare.gov at about 2 AM last night. Looks like Obamacare is going to save me more than $400/month for a policy with more comprehensive coverage than the GOP-approved, Texas-Teabagger health plan I have now.

I note that $400/month is enough to make the lease payments on a new Mercedes.

I'm grateful that Texas has a Federally-run health insurance exchange and that Rick Perry and the rest of Republican fools in Austin won't have the opportunity to F&ck it up -- at least for people wealthy enough to exceed the Medicaid limit.


intercst
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I was able to logon to healthcare.gov at about 2 AM last night.

----------


I was able to logon about a hour or two ago.
I just did it to see if I could.
I don't need the insurance since I have Medicare.
But the website does seem to be active.

AM
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I wonder how much money SeattlePioneer will be able to save - or if he will just continue to spend mega-bucks on his current insurance even though a new option is available.

$400 savings - fantastic! And about damned time. :)

AM
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I wonder how much money SeattlePioneer will be able to save - or if he will just continue to spend mega-bucks on his current insurance even though a new option is available.


He'll turn socialist but lie about it

$400 savings - fantastic! And about damned time. :)

AM


If he was a workin' man that would be like getting something on the order of a $6000.00+ a year pay raise.
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Have you seen this calculator? It may not be perfect, but it might give you an idea of what to expect. Hope you are able to get into the website soon.

Subsidy Calculator
Premium Assistance for Coverage in Exchanges
http://kff.org/interactive/subsidy-calculator/
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I was able to logon to healthcare.gov at about 2 AM last night. Looks like Obamacare is going to save me more than $400/month for a policy with more comprehensive coverage than the GOP-approved, Texas-Teabagger health plan I have now.

I haven't been able to set up an account yet. Once I get to the third step of security questions there is always a glitch.

I found this website that sez it has the premiums that will appear on the exchange. http://www.valuepenguin.com/ppaca/exchanges

I wonder intercst if you might compare what you found at www.healthcare.gov to valuepenguin.com? Just curious if it is accurate.
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tjscott0 asks,

I haven't been able to set up an account yet. Once I get to the third step of security questions there is always a glitch.

I found this website that sez it has the premiums that will appear on the exchange. http://www.valuepenguin.com/ppaca/exchanges

I wonder intercst if you might compare what you found at www.healthcare.gov to I haven't been able to set up an account yet. Once I get to the third step of security questions there is always a glitch.


</snip>


Valuepenguin looks accurate. I entered my age and location and got the same range of premiums I saw on healthcare.gov

intercst
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Valuepenguin looks accurate. I entered my age and location and got the same range of premiums I saw on healthcare.gov

intercst


Thanks. I post the link to other boards. Mebbe it will reduce the demand on www.healthcare.gov. I imagine a portion, I wouldn't hazard a guess on percentage, of those waiting to explore www.healthcare.gov are just curiosity lookers.
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i Checked the site..

I'd get to pay $850 to $900 a month if I were 62 and making my current income....ouch!

I never paid that much before I went on SS....

Not by a long shot!

plus those plans are $2500 deductibles too!




t.
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i Checked the site..

I'd get to pay $850 to $900 a month if I were 62 and making my current income....ouch!

I never paid that much before I went on SS....

Not by a long shot!

plus those plans are $2500 deductibles too!




t.


Would that be because you had employer supplied health insurance?

Also you have been out of the workforce quite a while I believe.

To get some idea of what current group insurance premiums are presently; you might on tack on 3 to 5% annually increases passed on to you.

Did find an article on rising cost to employees of employer-provided health benefits.
http://articles.latimes.com/2013/aug/20/business/la-fi-insur...
American workers and their employers saw another rise in health insurance premiums this year, as the total cost of employer-provided health benefits ticked up 4% for family plans and 5% for individual plans, according to a closely watched national survey.

The average employer's share of the premium, in contrast, increased just 3%, an indication that employers continue to shift more health costs onto their employees

Particularly hard hit are workers at small businesses, who already pay more for their health coverage than employees of large firms. Nearly a third of workers at employers with fewer than 200 employees have deductibles of at least $2,000.
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AM wonders

how much money SeattlePioneer will be able to save - or if he will just continue to spend mega-bucks on his current insurance even though a new option is available.

He might not have a choice.


Here in Arizona, after 2014 you won't be able to renew individual policies not offered through the market place.

I thought this might be a workaround to get a ultra-high deductible policy. But no-go.

But just to explain--I am not complaining. It is better to face early retirement with prospect of higher than anticipated health insurance premiums then no insurance at all.
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tj:"Would that be because you had employer supplied health insurance?

Also you have been out of the workforce quite a while I believe."


Nope, didn't have employer insurance after the first year when I was 'laid off'.

Was on my own.....

and went on Medicare 2 years ago....but never even got close to $850 and UP insurance...and that, of course, has deductibles....and half are HMO plans where you are stuck not being able to choose your doctor.

He lied! He lied!..... of course he lied..he's a democrat. You can't keep your health insurance if you like it and you can't necessarily keep your doctor...


t
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intercst wrote:
I was able to logon to healthcare.gov at about 2 AM last night. Looks like Obamacare is going to save me more than $400/month for a policy with more comprehensive coverage than the GOP-approved, Texas-Teabagger health plan I have now.

I note that $400/month is enough to make the lease payments on a new Mercedes.


I got on to coveredca.com, the California exchange today. It seemed fairly responsive, although there were occasional glitches.

According to their numbers, the minimal plan for my family has a premium of $1248/mo. It is slightly better than the plan for which I am currently paying $500/mo in that it has a $6350/$12700 max out of pocket cost compared to $8500/$17000. Other than that it looks worse in every detail (that I've checked). I don't expect to get a subsidy; if I don't my cost will be 2.5 times what I'm paying now. Ouch!

So if I have to pay $750 more per month for worse coverage, does that mean I have to give up 1.5 Mercedes? I'd better lease a couple now so I have something to economize on.

And, yes, of course my insurance company is telling me I can't keep my current plan. Same company as the quoted plan, Anthem Blue Cross. Somehow this doesn't feel like "if you like your current plan you can keep it" as was promised.

-IGU-
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The president did not promise private companies would not pull shenanigans. If your company has insurance, you can stay with it. If you have individual insurance and your insurer decides not to offer you insurance anymore, he cannot force a private firm to give it to you.

A lot of corporations are taking advantage of the confusion out there to dump their least profitable clients. Shame on them.
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