I have started new job, rolled over my old 401K into a Janus IRA - Am I limited to investing only $2000 per year? I am making more money, have practically paid off my bills and would like to invest more - possibly open a Vanguard account. If it isn't an IRA, I understand I will pay taxes on it, but only if I withdraw from it? Does it make any sense to have 2 accounts, one IRA and one a private account? Although I am 67, at this point I don't believe I will want to retire for at least 5 years - possibly more. Suggestions? I have recently purchased some DRIP stocks (INTEL and Pfizer, simply because I like them and it was fairly easy to do, with very little investment.)
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