I started investigating Franklin Resources this lastsummer because I rolled over the major portion ofmy IRA funds into their "family of funds." I found that they were growing by leaps and bounds. Manyacquisitions were being completed and they had launched some very aggresive marketing campaigns. Youcannot read the financial section of any newspaper without seeing their adds. Michael Price, their starmoney manager has gotten a lot of attention also. What you may not be aware of is that they aggresivelymarket their U.S. funds to asian customers-- you canimagine how attractive this must be given the poor investments in Asia now.I am a member of the UAIC (united association of investments clubs) and I receive the Better InvestingMagazine. I have read several articles which recommend "Templeton" (Franklin Templeton) foreign funds. I have found that they truly experts in foreign investing. People who fully research theirperformance (5 Star by Morning Star on most funds) realize that the modest load is worth the value received. The capital gains received on their TEMFXfund recently nicely offset the losses from the recentdownturn over the last few months. (no capital gains tax problem with in IRA)I ran a full analysis using the Stock Selection Guidesoftware, while applying my conservative judgement, and came to the conclusion that the stock was a goodbuy at recent prices. So I bought a small amount in order to venture into financials (I hold Jefferies also and it has performed well). This is a good diversification move I feel, as I am heavy on the computer technology side.In comparison to some of the its competitors, I findBEN to be quite promising while being of medium risk(I checked out AC, STT, LEH, and others). I recommendBEN, check out the financials carefully, and I thinkyou will see an oportunity here.