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Author: clappuh Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75335  
Subject: aggressive or conservative? Date: 8/29/2000 9:30 AM
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Hi.

I'm new to the motley fool and these boards, but
I have a basic question. I'm 25, just out of school,
and have a decent job. I contribute to my 401(k)
and to a Roth IRA. The question I have, is should
my 401(k) funds and the Roth IRA be geared toward
more aggressive, riskier funds or is it ok to be
conservative? I know time is on my side, so it
probably wouldn't hurt to get an aggressive fund,
but part of me feels that if the stock market has
a ~11% gain in average, there has to be some stocks
that aren't performing to that 11% or greater...thats
why its an average, right? So right now, my Roth IRA
is invested in an S&P 500 index fund, and my 401(k)
is spread out over relatively conservative funds.
Should I switch some of them or maybe just use one
to be aggressive? Any suggestions?

Thanks and Fool on.

Larry
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