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I presently have a Roth. I will open a rollover IRA for my lump sum and 401k. At first I don't plan to work.
Question: Do dividends, interest and cap gains qualify
as AGI with respect to funding my Roth. I will
be living on my aftertax savings at first to let the
rollover grow, does AGI only mean Salary..Wages? Is there anything I'm missing having both the Rollover
IRA and the Roth? Thank-you
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rem50 writes (in part):

Do dividends, interest and cap gains qualify as AGI with respect to funding my Roth.

I reply:

Yes and no. You must have earned income (not investment income) to "support" a Roth IRA contribution. But all income (other than income derived from the conversion of a traditional IRA to a Roth) is considered when determining the eligibility ceiling. --Bob
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