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Ah, I envy you all. I'd love to take SS at 62 but that difference in monthly payment will be important to me for income. As a hospital employee (nurse) there is no such thing as a pension, just what you can put into your 403b or 401k and at our wages that isn't a tremendous amount.

So for me as well as many others there really isn't much choice, we need to work to at least 65. And of course there is that other big important item, medical insurance. I noticed that no one mentioned it, so I guess that the posters have enough income to also pay insurance premiums each month and that will not be cheap.

This is an interesting thread and does provide food for thought.
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